Bankruptcy
At Schumer Law, we are dedicated to helping clients eliminating the stress caused by living with mounting debt. Bankruptcy allows you to get a fresh start and provides relief from the stress of this debt. You do not have to lose your retirement savings, your home or everything you have worked for in order to get out of debt and move on with your life.
The bankruptcy laws are designed to relieve individuals and businesses from the pressures of excessive debt, by either eliminating the debt or repaying it under the protection of the bankruptcy court. After a consultation, during which an attorney at Schumer Law will evaluate your specific situation, a determination can be made as to which form of bankruptcy will meet your needs and goals. Whether to file Chapter 7 or Chapter 13 bankruptcy depends up numerous factors including whether your goal is complete relief from debt or retention of certain assets. At times, clients may choose other options. In that regard, Schumer Law has been successful in obtaining substantial reductions of mortgage payments through the loan modification process for virtually every client represented at a time when most applications for modifications were being denied. Whatever your financial concerns, we are prepared to assist you. Areas of the Bankruptcy practice include Chapter 7 and Chapter 13 bankruptcies
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